Reinstatement Cost Assessments
RCA
Reinstatement Cost
Assessments
RCA Reports
Rebuild Cost Assessments by a Chartered Surveyor Protecting Your Property with Accurate Insurance Valuations
When it comes to property insurance, the rebuild cost – not the market value – is what truly matters. An incorrect rebuild figure can leave you underinsured, facing significant financial risk if disaster strikes, or overinsured, paying far more in premiums than necessary.
As Chartered Surveyors, we provide precise and reliable Rebuild Cost Assessments for:
- Residential properties – from single homes and apartments to large estates.
- Commercialpremises – offices, retail units, warehouses, and mixed-use properties.
- Listed and historic buildings – where specialist knowledge is essential to account for conservation requirements, traditional materials, and specialist craftsmanship.
Why a Rebuild Cost Assessment is Essential
- Insurance compliance – Most insurers require an upto-date professional assessment.
- Avoid under insurance – A rebuild figure that’s too low can leave you exposed.
- Avoid overinsurance – A figure that’s too high means you’re paying unnecessarily or insuring parts and items you don’t have to.
- Specialist expertise – Especially important for complex, historic, or unusual properties.
How the Assessment Works
1. Inspection & Measurement – We assess the property’s size, construction, layout, and features, using drone measuring software, if necessary.
2. Cost Analysis – Using the only industry recognised data (BCIS and specialist heritage cost sources), we calculate an accurate reinstatement cost.
3. Clear Reporting – You’ll receive a detailed, insurer -ready report, giving you peace of mind that your property is properly covered.
Why Choose a Chartered Surveyor?
As a RICS -regulated Chartered Surveyor, we work to the highest professional standards, ensuring that our assessments are:
- Independent and impartial
- Backed byrecognised data sources
- Tailored to your specific property type
For listed and heritage buildings, we bring additional expertise to ensure the assessment reflects the true cost of reinstatement, including specialist materials, skilled crafts, and conservation requirements.
Book Your Rebuild Cost
Assessment
Don’t leave your insurance cover to chance. Whether you own a family home, manage a portfolio of commercial property, or are responsible for a listed building, I can provide the professional assessment you need.
